1. Articles in category: work/life balance

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    1. International Women’s Day, ESG and How We All Benefit From Gender Diversity

      International Women’s Day, ESG and How We All Benefit From Gender Diversity

      Imagine trying to live without balance. It would be nearly impossible to do some of the most basic tasks such as carrying a glass full of water or even walking. We recognize that balance is a key, if often overlooked, aspect of life and we’d argue the same can be said about gender balance in [...]

      The post International Women’s Day, ESG and How We All Benefit From Gender Diversity appeared first on ETF Trends.

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    2. What to Do When a Work Friendship Becomes Emotionally Draining

      What to Do When a Work Friendship Becomes Emotionally Draining

      Having a close friend at work can make you happier, more productive, and less likely to quit. But office friendships can have downsides, too. When you’re neglecting your responsibilities to tend to a work friend, it’s a sign that something needs to change. But, in most cases, there’s no need to abruptly end the relationship. Instead, gradually shift how you interact so that you’re spending less time communicating with the person.

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    3. 3 reasons the stock-market selloff can’t be blamed on the Fed’s quantitative tightening

      3 reasons the stock-market selloff can’t be blamed on the Fed’s quantitative tightening

      With the Federal Reserve’s program to shrink its bloated balance sheet under way, some investors are blaming the reduction of that crisis-era portfolio for the stock market’s sharp slide from its October peaks. However, Michael Cloherty, head of U.S. rates strategy at RBC Capital Markets, says investor fears around the process known as quantitative tightening are overblown.

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    4. New tax bill would remove age limit on IRA contributions

      House Ways and Means Committee Chair Kevin Brady, R-Texas, unveiled legislation that would make changes to the IRS and rules on retirement savings, according to this article on MarketWatch. The bill includes provisions that would allow retirees to continue contributing to their IRAs past the age of 70 1/2, but would still require them to take mandatory distributions as soon as they reach that age.

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    5. Estate planning answers for 'hard' assets like art, heirlooms

      When leaving heirlooms and other illiquid assets to loved ones, seniors should allow the heirs to inherit the items instead of liquidating them, writes an expert on Kiplinger. "Illiquid assets receive a step-up in cost basis that alleviates some of the capital gains tax burden even if the inheritors sell it," writes the expert.

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    6. Secrets of people who stay happy in the worst circumstances

      Secrets of people who stay happy in the worst circumstances

      In the face of setbacks, some people seem to fall apart, while others find ways to move forward and continue to get things done. Are there things you can do to be resilient?

      Bad things happen both personally and professionally. Relationships end. Significant others get sick or die. Promotions are given to someone else. Clients leave. Companies go through rounds of layoffs.

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    7. How to use whole life insurance or UI to pay for college

      How to use whole life insurance or UI to pay for college

      Now that the fall semester at college has begun, many parents have the high cost of higher education tuition on their minds. Rising college bills, plus the cost of dorms, travel and books really adds up. If you have a child in high school or college, you may want to know about an unconventional and often underused way to help pay the tuition: your permanent life (whole life or universal life) insurance policy.

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    8. Are You Doing the Right Marketing for Your Personality Type?

      Are You Doing the Right Marketing for Your Personality Type?

      Rather than starting with what type of marketing suits them and their personality best, people often start with the marketing they think they “should” be doing. Maybe someone hears that networking groups are helpful, but is a serious introvert, and struggles to show their best side at events full of new people. Or a person who isn’t confident with social media and technology is constantly questioning everything they post. The good news is that marketing isn’t one-size-fits-all.

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    9. How to Minimize Stress Before, During, and After Your Vacation

      How to Minimize Stress Before, During, and After Your Vacation

      You plan a vacation to relax, rejuvenate, and forget all about the stresses of work. But being out of the office often means doing a mountain of extra work before and after, which means taking a vacation often doesn’t reduce our stress. You can avoid this problem by ruthlessly prioritizing, over-communicating, and handing off key projects. Tell people you will be completely off the grid while you’re away. When you’re on vacation, truly unplug, and set an intention for your time away.

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    10. Try these creative strategies for lowering your debt-to-income ratio

      Try these creative strategies for lowering your debt-to-income ratio

      If you’re struggling to qualify for a personal loan, your debt-to-income (DTI) ratio could be to blame.

      Your DTI, often expressed as a percentage, compares your debt payments with your gross income each month. Loan companies look closely at your DTI before approving your application.

      If the ratio is high, lenders take it as a warning sign that you might not be able to repay what you owe. Plus, a high DTI could make it difficult for you to cover living costs or save for the future.

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    11. This may be the secret to a longer life (and you’re not doing it enough)

      Why some U.S. workers are still not taking as much time off as they should be

      Taking more time off can give you more time.

      Longer vacations could extend your life, according to a new study from the European Society of Cardiology.

      The research, which was conducted by the University of Helsinki, Finland over 40 years, followed 1,222 middle-aged male executives born between 1919 and 1934 who had at least one risk factor for cardiovascular disease, such as smoking, high blood pressure, and high cholesterol. About half of them (610) were given advice about how to improve their ...

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    12. Traditional pension plans see new life as a tax dodge

      There’s one area where the traditional pension plan is getting new life — as a tax dodge for wealthy business owners.

      Pensions, also known as defined-benefit plans, can be used by doctors, law partners and wealth managers to stash hundreds of thousands of dollars in income a year. By doing so, they’ll get around the income limits Congress created to bar them from a generous new tax break for owners of pass-through entities, who report the firms’ income on their individual tax returns.

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    13. How Self-Care Became So Much Work

      How Self-Care Became So Much Work

      Today, like so much around us, the $11 billion self-care industry is heavily influenced by tech. Our focus is shifting away from the actual self — our bodies, minds, and spirits — and towards data about the self. With iEverythings around us at all times, we expect our steps enumerated, our REM cycles recorded, and our breathing patterns measured. It’s not enough to just feel better — we need our devices to affirm that we are doing the work.

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    14. How to Start Teaching Kids About Money

      By the time the kids leave home, most of them are going to be at least partially on their own financially. Some of them will be completely on their own. The sad reality is that, in most cases, kids leave home without proper financial skills to achieve financial well-being. We see this in the endless cycle of financial mistakes in every generation. The Good, the Bad, and the Ugly In her research, Newcomb studies psychological relationships with money.

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    15. Unsure how your career impacts your kids? Here’s some perspective

      Unsure how your career impacts your kids? Here’s some perspective

      Pursuing your passion might not always be a selfish move that exposes your family to needless risk. Sometimes it’s the best parenting decision you can make.

      Nearly every parent who’s working to support a family feels constrained by their career choices: Providing financial security for your children usually takes precedence over fulfilling your own dreams and aspirations. If you’re especially fortunate, you don’t have to choose or compromise.

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    16. Here’s how to ease the pain of heading back to work post-vacation

      Almost two-thirds of Americans say the benefits of vacation time only last a few days. Here’s how to avoid getting burnt out after returning to work.

      Time off doesn’t always pay off.

      Almost a quarter (24%) of working Americans say that the positive effects of vacation time, such as feeling less stressed and having more energy, disappear immediately after they return to work, according to the American Psychological Association’s 2018 Work and Well-Being survey.

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